CertLedger
Public proof · demo data
Sample findings report
Dates aren’t compliance. This is what a property manager or GC sees after we read vendor ACORD 25s against their requirements — not a spreadsheet of expiration dates only.
STATUS: NON-COMPLIANT (demo)
COI compliance report
Demo · not a real insured
| Insured (demo) | Sample Roofing Co. |
|---|---|
| Certificate holder (demo) | Sample Property Management LLC |
| Requirements | Client exhibit profile — high-hazard trade (illustrative) |
| Score (demo) | 1 pass · 2 warn · 8 fail |
General liability
- FAILEach Occurrence $500,000 is below required $1,000,000
- FAILAdditional insured required but not evidenced on certificate
- FAILWaiver of subrogation required but not evidenced
- FAILPrimary & non-contributory wording required but not evidenced
- WARNExpiration date not clearly readable on form image
Auto
- PASSCombined single limit $1,000,000 meets required $1,000,000
- FAILAdditional insured required but not evidenced
Umbrella / excess
- FAILRequired umbrella/excess not found on certificate
Workers compensation
- FAILEmployer liability limits not shown at required $1,000,000
- FAILWaiver of subrogation required but not evidenced
- WARNHuman review if description of operations is vague or “SEE ATTACHED”
What a real pilot adds
- Your actual insurance exhibit becomes the rule set
- Draft chase language you can send to the vendor
- Audit trail: extract → deterministic rules → human on ambiguity
- No vendor portal — PDFs by email to certs@certledger.ai
Then $5 / vendor / month on invoice if you keep it. Cancel anytime.
Demo only. Not insurance advice, not a binder, not a claim determination. Spot-verify source PDFs before acting. We encode your requirements — we don’t invent insurance law.